Zakat Calculator Pakistan
Calculate your annual Zakat on gold, silver, cash, investments, and business assets — with live Nisab values
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Zakat is one of the Five Pillars of Islam — an annual obligation for Muslims whose wealth exceeds the Nisab threshold. The rate is 2.5% (1/40th) of total net zakatable wealth held for one lunar year. Zakatable assets include gold, silver, cash, bank balances, trade goods, and investments. Personal-use items like your home, vehicle, and clothing are exempt.
This calculator automatically fills in today's live gold and silver prices to help you determine the current Nisab value. You can adjust the prices manually if needed. The silver Nisab (52.5 tola) is recommended as it ensures a broader obligation to give.
What Is Nisab for Zakat?
| Nisab Type | Grams | Tola |
|---|---|---|
| Gold Nisab | 87.48 g | 7.5 tola |
| Silver Nisab (recommended) | 612.36 g | 52.5 tola |
Zakat on Cash, Bank Balance & Savings
- Cash in hand
- Bank accounts (savings and current)
- Prize bond savings
- Mobile wallets (JazzCash, Easypaisa)
Zakat on Investments
- Mutual funds
- Trading stocks (at current market value)
- Cryptocurrency holdings
- Forex and commodities held for investment
Who Should Pay Zakat?
- Your wealth exceeds the Nisab threshold.
- You have owned that wealth for one full lunar year (354 days).
- The wealth is fully owned and accessible to you.
- You are free from major debts that would reduce your net worth below Nisab.
Who Is Eligible to Receive Zakat?
The Poor (Al-Fuqara)
Individuals with minimal wealth unable to meet basic necessities.
The Needy (Al-Masakin)
Those with slightly more resources but still lacking for essential expenses.
Zakat Collectors (Aamileen)
Persons appointed by Islamic authorities to collect and distribute funds.
Those Whose Hearts Are to Be Reconciled (Mu'allafatul Quloob)
New Muslims or those needing encouragement toward Islam.
To Free Slaves (Ar-Riqaab)
Historically for freeing captives; modern scholars extend this to supporting legitimate freedom efforts.
Those in Debt (Al-Ghaarimeen)
People owing halal debt they cannot repay, excluding those responsible for irresponsible spending.
In the Path of Allah (Fi Sabilillah)
Islamic causes, community welfare, da'wah activities, knowledge seekers, and legitimate charitable projects.
The Wayfarer (Ibnus Sabeel)
Travelers stranded without sufficient funds to return home.
Who Cannot Receive Zakat?
- Non-Muslims (except those whose hearts are to be reconciled)
- Parents, grandparents, children, and grandchildren
- Your spouse
- Individuals whose wealth is above the Nisab threshold
- Yourself
- Those physically capable but unwilling to work
- Organizations without proper Zakat accountability
How to Use the Zakat Calculator
- Enter your gold values — price per tola, weight in tola, or total value.
- Enter your silver values using the same fields.
- Add liquid assets: cash on hand, bank balances, and loaned-out amounts.
- Include business assets and investments at current market value.
- Choose Gold Nisab or Silver Nisab.
- View your 2.5% Zakat obligation instantly.
Why Use This Zakat Calculator?
- Simple and beginner-friendly interface.
- Fully automatic — no manual math required.
- Matches Islamic principles for Zakat calculation.
- Pakistan-based live gold and silver pricing.
- Works on mobile and desktop.
- Real-time computation as you input data.
- Covers all major asset categories.
You should only use the results of this Zakat calculator as an estimate and for guidance. Please consult a qualified Islamic scholar or financial advisor for precise obligations.