Zakat Calculator Pakistan

Zakat Calculator - Calculate Your Zakat Easily and Accurately

Zakat is one of the Five Pillars of Islam and a powerful form of charity that purifies your wealth. To help Muslims calculate their due Zakat correctly, we created a simple and accurate Zakat Calculator that automatically computes Zakat based on your assets—gold, silver, cash, savings, business inventory, investments, and more.

Whether you want to calculate Zakat for yourself, your family, or your business, this tool follows Islamic guidelines and the latest Nisab values with current/live gold and silver prices in Pakistan.

What Is Zakat?

Zakat (زكاة) is an obligatory charity Muslims must pay once a year if their wealth exceeds the Nisab threshold and remains above that level for one lunar year. The standard Zakat rate is:

2.5% (1/40th) of total eligible wealth

This calculator helps you determine that amount instantly.

What Is Nisab for Zakat?

Nisab is the minimum amount of wealth you must have before Zakat becomes mandatory.

There are two Nisab values:

1. Gold Nisab
   • Equal to 87.48 grams or 7.5 tola of gold
2. Silver Nisab
   • Equal to 612.36 grams or 52.5 tola of silver

Most scholars today recommend silver Nisab for personal wealth because:

• It is lower
• It makes more people eligible to pay Zakat
• It helps more poor people

However, you are free to choose, our calculator supports both.

Zakat on Gold

Zakat is due on:

• 24K, 22K, 21K gold
• Jewelry (even if worn regularly, according to majority scholars)
• Gold savings or bullion

We calculate it based on:

• Per-tola market rate
• Total tola
• Total value
• Auto-sync between all three

If you change the gold price, the tola or total value update instantly.

You can see historical and the latest gold rates here Gold Price Today.

Zakat on Silver

Silver follows the same rule as gold:

• Enter tola or total value
• Values auto-sync in real time for accuracy

You can see historical and the latest silver rates here Silver Price Today.

Zakat on Cash, Bank Balance & Savings

Zakat applies to:

• Cash in hand
• Bank accounts
• Prize bond savings
• Mobile wallets (JazzCash, Easypaisa)

All are combined for your total Zakatable wealth.

Zakat on Business Assets

If you own a business, Zakat applies to:

• Inventory / stock (market value)
• Cash flow
• Trade receivables

Our calculator includes a dedicated field for business assets.

Zakat on Investments

Zakat applies to:

• Mutual funds
• Stocks held for trading
• Crypto (if you're trading or holding for resale)
• Forex holdings
• Commodities

Enter your approximate market value — the calculator handles the rest.

Who Should Pay Zakat?

You must pay Zakat if:

• Your wealth exceeds Nisab
• You owned that wealth for one lunar year (354 days)
• The wealth is fully owned and accessible
• You are free from major debts that bring you below Nisab

Our calculator automatically checks if your total wealth is above Nisab.

Who Is Eligible to Receive Zakat? (8 Categories Mentioned in the Quran)

Allah has defined eight categories (Zakat Masarif) of people who can receive Zakat:

1. The Poor (Al-Fuqara): People who have little to no wealth and cannot meet their basic needs.
2. The Needy (Al-Masakin): People who have slightly more than the poor but still cannot cover essential expenses.
3. Zakat Collectors (Aamileen): People appointed by the Islamic authority to collect, manage, and distribute Zakat.
4. Those Whose Hearts Are to Be Reconciled (Mu'allafatul Quloob): New Muslims or individuals whose hearts need to be encouraged toward Islam.
5. To Free Slaves (Ar-Riqaab): Used historically to help free captives or slaves. Modern scholars allow this category for:
   • freeing unjustly imprisoned individuals
   • supporting legitimate freedom efforts
6. Those in Debt (Al-Ghaarimeen): People who owe halal debt and cannot repay it. They must not be responsible for irresponsible or sinful spending.
7. In the Path of Allah (Fi Sabilillah): This includes:
   • genuine Islamic causes
   • community welfare
   • da'wah activities
   • seekers of knowledge (according to many scholars)
   • legitimate charitable projects helping the Muslim community
   This is a broad category but must be used for sincerely Islamic purposes.
8. The Wayfarer (Ibnus Sabeel): A traveler stranded without enough money to return home, even if they are wealthy at home.

Who Cannot Receive Zakat?

Zakat cannot be given to:

• Non-Muslims: Except category 4: Mu'allafatul Quloob
• Parents, grandparents
• Children, grandchildren
• Spouse: You cannot give Zakat to your wife; she cannot give to the husband
• Rich people: Above Nisab
• Yourself: You cannot pay your own Zakat
• Those physically able to work but choose not to
• Organizations without proper Zakat usage

How to Use the Zakat Calculator

1. Enter your gold values (price, grams, or total).
2. Enter silver values.
3. Add cash, savings, and bank balance.
4. Add business assets and investments if applicable.
5. Select Gold Nisab or Silver Nisab.
6. The calculator instantly displays your 2.5% Zakat amount.

The calculation updates live as you type.

Why Use Our Zakat Calculator?

• Simple & beginner-friendly
• Fully automatic, no manual math
• Matches Islamic principles
• Pakistan-based values (market-driven gold/silver)
• Works on mobile & desktop
• Real-time Zakat calculation
• All asset categories included

This tool ensures your Zakat payment is accurate, easy, and worry-free.

Calculating Zakat shouldn't be confusing. Our Zakat Calculator helps you fulfill your religious duty with confidence by providing an accurate, modern, and Islamic-compliant method of measuring your wealth.

May Allah accept your Zakat and bless your wealth with barakah. Ameen.